The creditors are calling. The accounts are empty. The stress is mounting. You’re on the verge of bankruptcy, and you are scared, embarrassed and depressed—not to mention a little confused.
For most people, bankruptcy is an unfamiliar process they know very little about, other than that it’s an undesirable situation. Thousands of questions surface, and it can be hard to know where to turn for sound advice. As a bankruptcy attorney, I understand completely. It’s my job to know what you’re going through and how to help you.
Bankruptcy Questions to Ask Yourself
To start, make a list of all the questions you have right off the bat. Are you going to lose your house? Do you have to go to court? How will this affect your financial future? All of these are excellent questions that need to be answered. And, instead of letting them sit in your brain and cause you panic attacks, write them down. This will help you prepare for your first meeting with a professional.
Once you create a list of your own questions, do a quick online search for questions you should be asking when facing bankruptcy. This will help you examine areas you may not have previously considered. While I don’t suggest taking online answers to these questions, searching for what to ask can be a helpful preparation tool.
Who Will Answer My Bankruptcy Questions?
Now, when it comes to getting the answers to your questions, the best place to turn is a bankruptcy attorney. Non-profit credit counseling services can be helpful, but because the industry is largely unregulated, it is easy to get hustled. However, with good legal counsel, you will get reliable advice from someone who is familiar with the process and current on the laws, which can change from time to time. Plus, with most law offices offering s, there’s no reason to fear the financial aspect.
During your consultation with an attorney, you can expect to answer questions and fill out forms. The law provider will require you to bring financial information to the meeting, which they will review in order to advise your specific situation. But that is just one more reason why legal counsel is important when considering bankruptcy: individual attention. By talking with a professional about your specific case, you will know that someone is reviewing your personal situation and giving you individual advice. You won’t be one of a number or lumped into a general category. And when it comes to your financial future, you certainly want someone who knows you and your circumstances.
This month, if you are facing possible bankruptcy, know that you’re not alone. Thousands of Americans are in the same situation, and that’s why there is help available. Instead of avoiding the issue or worrying excessively, make a list of questions and then call a bankruptcy attorney for a consultation. It’s not going to be an easy process, but having the right counsel will do much to restore your peace of mind. And, for those in the Kansas City area, we at the Law Office of Leslie A. Williams hope you will trust us with that call. Leslie’s normal office hours are 8:30 am – 5:00 pm. Please feel free to call as anytime to leave a message at 816-533-4331, or you can come into the office in Blue Springs. You can also use our web submission form, and you will be contacted regarding your bankruptcy questions.